IUniversitypowered by UNICROSS
DepartmentsInteractive labsPricingAboutSign inApply
IUniversitypowered by UNICROSS

Nigeria’s fully-digital open university, delivered in affiliation with University of Cross River State (UNICROSS). Rigorous CCMAS programmes, human facilitators at a 1:50 ratio, supported by an AI tutor that never replaces them.

Study

  • Departments
  • How ODL works
  • Pricing
  • Apply

University

  • About IUniversity
  • Academic standards
  • AI tutor policy
  • Contact

Students

  • Dashboard
  • My courses
  • Results
  • Fees

Try it

  • See a live demo
  • Sign in

© 2026 IUniversity — powered by UNICROSS (University of Cross River State). Open distance learning.

Launch 2027 / 2028

  1. Home
  2. Departments
  3. BFN
School of Management & Social Sciences

Banking & Finance

B.Sc. · 154 units · Administration & Management

To produce digitally-fluent Banking & Finance graduates who combine CCMAS-rigorous foundations with the practical, ethical and entrepreneurial capability Nigeria’s administration & management sector needs — delivered fully online with human facilitators at a 1:50 ratio.

Apply to BFN Meet your AI tutor

At a glance

Degree
B.Sc.
Total units
154
Flagship course
BFN 301
Human tutor ratio
1:50
Programme aims

What a Banking & Finance degree builds in you.

01

Ground graduates in the core theory and methods of Banking & Finance, mapped to the CCMAS benchmark.

02

Layer an IUniversity digital-first / innovation stream onto the discipline core.

03

Instil professional, ethical and entrepreneurial competence for employment, self-employment or postgraduate study.

04

Deliver an inclusive, quality-assured ODL model with human staff supported — never replaced — by an AI tutor.

Curriculum

Eight semesters, one B.Sc.

Every credit unit in the Banking & Finance programme, grouped by level and semester — Core, GST, Institutional and Elective courses as approved by Senate.

0
Courses
Across the programme
0
Total units
15–24 per semester
8
Semesters
4 years, full-time ODL

100L — First Semester · Harmattan

18 units this semester
  • GST 111

    Communication in English

    2u
    GST
  • BFN 101

    Principles of Banking

    3u
    Core
  • ACC 101

    Principles of Financial Accounting I

    3u
    Core
  • ECO 101

    Principles of Economics I (Microeconomics)

    2u
    Core
  • BUS 101

    Introduction to Business

    2u
    Core
  • MTH 101

    Mathematics for Accounting & Management Sciences

    3u
    Core
  • BFN 103

    Digital Tools and Productivity for Banking and Finance

    3u
    Institutional
CodeCourseUnitsStatusPrerequisite
GST 111Communication in English2GST—
BFN 101Principles of Banking3Core—
ACC 101Principles of Financial Accounting I3Core—
ECO 101Principles of Economics I (Microeconomics)2Core—
BUS 101Introduction to Business2Core—
MTH 101Mathematics for Accounting & Management Sciences3Core—
BFN 103Digital Tools and Productivity for Banking and Finance3Institutional—
Semester subtotal18

Running total through 100L S1: 18 / 154 units

100L — Second Semester · Rain

18 units this semester
  • GST 112

    Nigerian Peoples and Culture

    2u
    GST
  • BFN 102

    Nigerian Financial System

    3u
    CorePrereq: BFN 101
  • ACC 102

    Principles of Financial Accounting II

    3u
    CorePrereq: ACC 101
  • ECO 102

    Principles of Economics II (Macroeconomics)

    2u
    CorePrereq: ECO 101
  • STA 102

    Statistics for Accounting & Business

    3u
    CorePrereq: MTH 101
  • BFN 104

    Introduction to Fintech and Digital Financial Services

    3u
    InstitutionalPrereq: BFN 103
  • BUS 102

    Principles of Management

    2u
    CorePrereq: BUS 101
CodeCourseUnitsStatusPrerequisite
GST 112Nigerian Peoples and Culture2GST—
BFN 102Nigerian Financial System3CoreBFN 101
ACC 102Principles of Financial Accounting II3CoreACC 101
ECO 102Principles of Economics II (Macroeconomics)2CoreECO 101
STA 102Statistics for Accounting & Business3CoreMTH 101
BFN 104Introduction to Fintech and Digital Financial Services3InstitutionalBFN 103
BUS 102Principles of Management2CoreBUS 101
Semester subtotal18

Running total through 100L S2: 36 / 154 units

200L — Second Semester · Rain

16 units this semester
  • GST 212

    Philosophy, Logic and Human Existence

    2u
    GST
  • BFN 202

    Practice of Banking II (Lending and Electronic Banking Operations)

    3u
    CorePrereq: BFN 201
  • BFN 204

    Financial Markets and Institutions

    3u
    CorePrereq: BFN 102, ECO 102
  • BFN 206

    Law of Banking and Negotiable Instruments I

    3u
    CorePrereq: BUS 201
  • BFN 208

    Financial Data Analytics I: Spreadsheets and BI Foundations

    3u
    InstitutionalPrereq: BFN 103, STA 102
  • BFN 210

    Payment Systems and E-Money Infrastructure

    2u
    InstitutionalPrereq: BFN 207
CodeCourseUnitsStatusPrerequisite
GST 212Philosophy, Logic and Human Existence2GST—
BFN 202Practice of Banking II (Lending and Electronic Banking Operations)3CoreBFN 201
BFN 204Financial Markets and Institutions3CoreBFN 102, ECO 102
BFN 206Law of Banking and Negotiable Instruments I3CoreBUS 201
BFN 208Financial Data Analytics I: Spreadsheets and BI Foundations3InstitutionalBFN 103, STA 102
BFN 210Payment Systems and E-Money Infrastructure2InstitutionalBFN 207
Semester subtotal16

Running total through 200L S2: 52 / 154 units

200L — First Semester · Harmattan

18 units this semester
  • BFN 201

    Practice of Banking I (Deposit and Branch Operations)

    3u
    CorePrereq: BFN 102
  • BFN 203

    Bank Financial Statements and Analysis

    3u
    CorePrereq: ACC 102
  • BUS 201

    Business Law I

    2u
    Core
  • BUS 205

    Business Communication

    2u
    CorePrereq: GST 111
  • BFN 205

    Central Banking and Monetary Policy

    3u
    CorePrereq: ECO 102
  • BFN 207

    Digital and Mobile Banking Systems

    3u
    InstitutionalPrereq: BFN 104
  • ENT 211

    Entrepreneurship and Innovation

    2u
    GST
CodeCourseUnitsStatusPrerequisite
BFN 201Practice of Banking I (Deposit and Branch Operations)3CoreBFN 102
BFN 203Bank Financial Statements and Analysis3CoreACC 102
BUS 201Business Law I2Core—
BUS 205Business Communication2CoreGST 111
BFN 205Central Banking and Monetary Policy3CoreECO 102
BFN 207Digital and Mobile Banking Systems3InstitutionalBFN 104
ENT 211Entrepreneurship and Innovation2GST—
Semester subtotal18

Running total through 200L S1: 70 / 154 units

300L — First Semester · Harmattan

20 units this semester
  • BFN 301

    Bank Lending and Credit Administration

    3u
    CorePrereq: BFN 202, BFN 203
  • BFN 303

    Investment Analysis and Portfolio Management I

    3u
    CorePrereq: BFN 204, STA 102
  • BFN 305

    Corporate Finance ★ flagship exemplar (see 03_exemplar-course.md)

    3u
    CorePrereq: BFN 203, ACC 102
  • BFN 307

    Monetary Economics

    3u
    CorePrereq: BFN 205
  • BFN 309

    Public Finance

    3u
    CorePrereq: ECO 102
  • BFN 311

    Research Methods in Banking and Finance

    2u
    CorePrereq: STA 102
  • BFN 313

    Financial Data Analytics II: SQL, Python and Visualisation for Finance

    3u
    InstitutionalPrereq: BFN 208
CodeCourseUnitsStatusPrerequisite
BFN 301Bank Lending and Credit Administration3CoreBFN 202, BFN 203
BFN 303Investment Analysis and Portfolio Management I3CoreBFN 204, STA 102
BFN 305Corporate Finance ★ flagship exemplar (see 03_exemplar-course.md)3CoreBFN 203, ACC 102
BFN 307Monetary Economics3CoreBFN 205
BFN 309Public Finance3CoreECO 102
BFN 311Research Methods in Banking and Finance2CoreSTA 102
BFN 313Financial Data Analytics II: SQL, Python and Visualisation for Finance3InstitutionalBFN 208
Semester subtotal20

Running total through 300L S1: 90 / 154 units

300L — Second Semester · Rain

24 units this semester
  • ENT 312

    Venture Creation

    2u
    GSTPrereq: ENT 211
  • BFN 302

    Financial Regulation and Law

    3u
    CorePrereq: BFN 206
  • BFN 304

    Investment Analysis and Portfolio Management II

    3u
    CorePrereq: BFN 303
  • BFN 306

    International Finance

    3u
    CorePrereq: BFN 204, ECO 102
  • BUS 302

    Company Law

    2u
    CorePrereq: BUS 201
  • GST 312

    Peace and Conflict Resolution

    2u
    GST
  • BFN 308

    Bank Management and Financial Institutions Strategy

    3u
    CorePrereq: BFN 202
  • BFN 310

    Blockchain, Cryptocurrency and Digital Assets

    3u
    InstitutionalPrereq: BFN 207
  • BFN 312

    Fintech Innovation and RegTech

    3u
    InstitutionalPrereq: BFN 104, BFN 207
CodeCourseUnitsStatusPrerequisite
ENT 312Venture Creation2GSTENT 211
BFN 302Financial Regulation and Law3CoreBFN 206
BFN 304Investment Analysis and Portfolio Management II3CoreBFN 303
BFN 306International Finance3CoreBFN 204, ECO 102
BUS 302Company Law2CoreBUS 201
GST 312Peace and Conflict Resolution2GST—
BFN 308Bank Management and Financial Institutions Strategy3CoreBFN 202
BFN 310Blockchain, Cryptocurrency and Digital Assets3InstitutionalBFN 207
BFN 312Fintech Innovation and RegTech3InstitutionalBFN 104, BFN 207
Semester subtotal24

Running total through 300L S2: 114 / 154 units

400L — First Semester · Harmattan

21 units this semester
  • BFN 401

    International Banking and Foreign Exchange Management

    3u
    CorePrereq: BFN 306
  • BFN 403

    Advanced Corporate Finance and Strategic Financial Management

    3u
    CorePrereq: BFN 305
  • BFN 405

    Bank Credit and Loan Portfolio Risk Management

    3u
    CorePrereq: BFN 301
  • BFN 407

    Industrial Attachment (SIWES/Practicum) — 24 weeks

    6u
    CorePrereq: 300L standing
  • BFN 409

    Research Project I (Proposal and Methodology)

    3u
    CorePrereq: BFN 311
  • BFN 411

    Artificial Intelligence and Data Analytics in Banking

    3u
    InstitutionalPrereq: BFN 313
CodeCourseUnitsStatusPrerequisite
BFN 401International Banking and Foreign Exchange Management3CoreBFN 306
BFN 403Advanced Corporate Finance and Strategic Financial Management3CoreBFN 305
BFN 405Bank Credit and Loan Portfolio Risk Management3CoreBFN 301
BFN 407Industrial Attachment (SIWES/Practicum) — 24 weeks6Core300L standing
BFN 409Research Project I (Proposal and Methodology)3CoreBFN 311
BFN 411Artificial Intelligence and Data Analytics in Banking3InstitutionalBFN 313
Semester subtotal21

Running total through 400L S1: 135 / 154 units

400L — Second Semester · Rain

19 units this semester
  • BFN 404

    Comparative Banking Systems and International Financial Architecture

    3u
    CorePrereq: BFN 306
  • BFN 406

    Research Project II (Final Report and Defence)

    3u
    CorePrereq: BFN 409
  • BFN 408

    Elective: Contemporary Issues in Banking and Finance (choose 1 topic per session: Islamic Banking and Finance / Microfinance Banking / Insurance and Risk Management)

    3u
    ElectivePrereq: 300L standing
  • BFN 410

    Financial Technology Strategy, Innovation and Regulation (Capstone Fintech Seminar)

    3u
    InstitutionalPrereq: BFN 312
  • BFN 412

    Treasury Management and Bank Liquidity Risk

    3u
    CorePrereq: BFN 308
  • BFN 414

    Seminar in Contemporary Banking and Financial Innovation

    2u
    CorePrereq: 400L standing
  • BFN 416

    Digital Financial Inclusion and Agent Banking Analytics

    2u
    InstitutionalPrereq: BFN 210
CodeCourseUnitsStatusPrerequisite
BFN 404Comparative Banking Systems and International Financial Architecture3CoreBFN 306
BFN 406Research Project II (Final Report and Defence)3CoreBFN 409
BFN 408Elective: Contemporary Issues in Banking and Finance (choose 1 topic per session: Islamic Banking and Finance / Microfinance Banking / Insurance and Risk Management)3Elective300L standing
BFN 410Financial Technology Strategy, Innovation and Regulation (Capstone Fintech Seminar)3InstitutionalBFN 312
BFN 412Treasury Management and Bank Liquidity Risk3CoreBFN 308
BFN 414Seminar in Contemporary Banking and Financial Innovation2Core400L standing
BFN 416Digital Financial Inclusion and Agent Banking Analytics2InstitutionalBFN 210
Semester subtotal19

Running total through 400L S2: 154 / 154 units

Career outcomes

Where BFN graduates go.

Banker
Financial analyst
Investment officer
Risk analyst
Admission requirements

How to qualify for BFN.

  • UTME: five O’Level credits including English Language at not more than two sittings (subjects per the CCMAS discipline).
  • Direct Entry: two A-Level passes / NCE / ND / IJMB / JUPEB in relevant subjects, plus the O’Level requirement.
UTME-exempt via Distance Learning

Distance-Learning applicants are UTME-exempt (JAMB 2024 policy): screened by O’Level verification + a Senate-approved aptitude screening; placed on a separate DL matriculation list and not mobilised for NYSC.

AI tutor

Meet Uche, your BFN study partner.

Numerate, precise, markets-aware

Apply to start with Uche

Uche

Banking & Finance tutor

Voice — Numerate, precise, markets-aware

I’m an AI tutor — I won’t do graded work for you, and I’ll bring in a human facilitator for judgement calls.

Your Banking & Finance degree starts with one application.

Distance-Learning applicants are UTME-exempt under the 2024 JAMB policy. Apply for the 2027/2028 session and get matched with a human facilitator and Uche from day one.

Apply to BFN Compare departments